XNCE adopts USDT/USDC denomination system, based primarily on the following considerations:
- Exchange rate protection: RMB deposits directly execute RMB to USDT exchange rate, effectively avoiding erosion of investment principal from US dollar exchange rate fluctuations
- Capital efficiency: Cross-border transfers of crypto stablecoins are usually completed within minutes, with transaction fees far lower than traditional bank wire transfers
- Flexible usage: USDT/USDC can be applied to bind to VISA/Mastercard U cards, supporting global POS consumption and ATM cash withdrawals
It is recommended to prioritize USDT/USDC channels for deposit and withdrawal operations.